If you are one of the numerous owners who wants to know how to check business credit score free, read on. You might be wondering why there is such a demand for this type of service. Well, the fact is that not everyone has a good credit score. For that reason, some entrepreneurs try to do things the smart way, which is to hire a company to do it for them. However, if you want to know how to check business credit score for free, there are things you can do yourself.
First of all, it is important to note that although there are many companies which offer their services of checking your credit scores, only a few of these actually do a very thorough job. Even the free ones will only give you the report you need, which is basically the credit report from the credit bureaus minus the personal information. There are also other versions which give you credit reports that include the personal information along with the score, but they are not as comprehensive as the ones that charge.
How to check business score for free is to go online. There are a number of websites which will allow you to get a free copy of your credit history, and it will include not just the score but also the personal information. These reports are usually easy to use and are usually very comprehensive. It is important though that you look at them with a fine toothed comb to ensure that all the data on them is correct, since many people make the mistake of including personal information in their credit reports that are not correct.
Now that you have your credit report, you need to look over it for any errors. This is not difficult to do because most of the major credit reporting agencies have an online system where you can enter in the details required. For instance, if you have the social security number you can enter that information into the box that appears on the credit report. Then when the report is generated, it will be checked against the records that you entered in the boxes. If the information is incorrect, the error will be shown as such and this will result in your score being altered.
If you know that there are errors in the information, you can dispute them. To do this you will need to contact each of the credit bureau that contains the information. Usually this can be done by writing a letter to them letting them know that the information is wrong and that you want it changed. If they cannot prove the information is correct, they are obliged to remove it. However, if they can, then you should do so as well. This is how to check business credit score free of charge.
After you have done all this, you will need to find out how to check business credit score with no money involved. You can use a free service provided by one or two of the major credit bureaus. They will normally ask you for one thing, your business account number. The problem with this is that if you have more than one line of business, then you may end up paying twice for the service. This is how to check business credit score free of . . . . . . charge.