Are you looking for a Delta business credit card? I have some information to help you with that. First of all, if you are going to use a Delta business card, you are doing so with an airline miles program. In addition to that, the Delta credit cards are issued on behalf of Delta Airlines. They are not affiliated with the airline. In fact, they are one of the first major credit card companies to go into the internet travel business.
They offer business cards, business auto credit cards, business debit cards, and even business health insurance plans. These are just some of the ways they are competing with the other major credit card companies. What makes them different? I'll tell you that in a minute.
As you might imagine, with a Delta card, you pay a higher percentage interest rate than your typical card. That's because it is harder to qualify for business Delta credit card approval. When you apply, you must have a proven track record of credit card payment history. It also helps if you don't have too many business expenses, as the lower your business expenses, the easier it is for you to qualify for a Delta card. As a result, you will pay more interest on a Delta card.
And finally, when it comes to using the Delta cards abroad, make sure you read the fine print carefully. One of the things many people do not realize is that with many Delta cards abroad, there is a zero percent balance transfer fee. But this only applies to the first year of the card's membership. After that, any balance on the card will be charged interest. That's why it's important to make sure you read the fine print.
The one downside to the Delta cards is that they don't carry the usual credit card benefits such as travel insurance or extended credit lines. You can get those benefits by using other cards from the Delta card issuer. But if you really need those benefits, then you'll probably be better off applying for them with another credit card company. This way you will be able to reap the rewards of having a Delta card and you will have the security of knowing that you've paid off the balance in full.
As with most business cards, Delta offers a couple of different plans. The Silver Level plan is for business owners who own five or fewer business credit cards. At the end of the year, the company will donate a percentage of your unused delta points to your employees. For employees, this is a great perk because it means they have more purchasing power at a reduced cost. Plus, the company will send you a monthly e-newsletter with information about special promotions, new offers and opportunities for business partners.
The Gold Level plan is for business owners who own fifty or more business credit cards. At the end of the year, you will receive a percentage of your unused delta points and Delta will donate ten . . . . . . percent of your unused delta points to your selected charities. This is a great benefit for business people because it helps the business to pay down its debt, provides additional funding for the business and helps the charities receive their money faster. There are also special programs that Delta sponsors. For example, if you have five percent deposit into your business account, you will receive a gift card for dining at a restaurant of your choosing.
The Delta Reserve card is designed for business people who travel a lot and use their cards frequently. In order to qualify for this credit card, you must be a member of Delta. This is a great benefit for business people who frequent the areas in which Delta operates. The cards come with an annual fee of fifteen dollars and do not require a co-signing agreement.