A Business Credit Guru is an excellent resource for any business person. This PDF guide was written by Brad Callen, who has spent years studying the business world and is making himself into one of the best available credit counselors and business coaches in the country. His knowledge comes from his long years in the business and from his many years of assisting other people build their businesses. His main focus is to help you become and stay financially sound so that your business will be able to grow. His system works, because it was designed and developed by someone who understands the complicated and unique needs of a business owner.
What many people do not know about Brad Callen's Business Credit Guru is that it was designed and developed before the economic meltdown occurred. His guide has been tried and tested and has proven to work. Because of this it is the perfect reference guide for any business man or woman who wishes to take their business to the next level.
Many entrepreneurs have found great success using the strategies and tactics outlined in Brad Callen's guide. His methods were put into place many years ago by his own business and credit mistakes he made in his past. This helped him to create a blueprint for what a business credit card should look like today. This guide also includes his own unique credit secrets that can be used by any business person. By implementing the strategies taught in Business Credit Guru, a business credit card user can easily raise their credit score and lower their interest rates on their business credit card. This can save a small business owner hundreds of dollars per year.
Every business credit card user should be aware of how much their monthly payment actually is. If the user is not sure they should ask for the amount. Once a business credit card user finds out how much their monthly payment is, they should make a list of possible savings they can make each month. For instance, if a business credit card charges a 3% annual fee, the business credit card user can ask for a lower annual fee to help offset that cost. The user can also request a higher credit limit with their business credit card to allow more cash flow into the business.
A business credit card user needs to know what their maximum credit limit is to avoid overspending. It is not a good idea to go over one's business credit limit because this can destroy a business' credit rating and ability to borrow money in the future. A business credit card user should only spend what is necessary to keep their business viable and profitable.
A business credit card user needs to always stay current with all of the payments and information for their business credit cards. Failure to do so can result in late payments and damaging the credit rating of a business. This may cause a business owner to lose their business if they have bad credit.
A business credit card user needs to know how to use their business credit cards wisely. They need to balance the needs of the business with the needs of their . . . . . . credit cards. Businesses need to be able to make purchases online and manage their accounts. Credit card users need to be aware of the fees they are being charged on their business credit cards. A business credit card will be helpful to a business owner in making business purchases, if the business owner makes their purchases online and have them deducted from their paycheck. The business credit card user needs to be careful about how much they are charging on their business credit cards because they do have to pay interest on purchases they make outside of their pay period.
A business credit card user needs to read the fine print of any business credit card offer they are interested in. Any business credit card offer that is not explained to them in a good way should be rejected. It is important to get a good idea of how much a business credit card user can be charged and how much interest they will be responsible for paying. This allows a business owner to make an informed decision about whether or not a business credit card is a good fit for their business.